Our smoothed bonus portfolios reduce the volatility of investment returns inherent with market exposure. This is done through regular bonus declarations, which are designed to provide a smoothed return over time. These portfolios offer capital protection and are appropriate for members approaching retirement, members whose employment is vulnerable to economic changes and risk-averse members.
Suitable for investors who
What the fund aims to achieve and how
What is a Market Value Adjustment and how does Sanlam use this to ensure fairness between clients terminating their investment and those remaining in the smoothed bonus portfolios?
Provides a summary and comparison of the Sanlam Smoothed Bonus products.
Provides a market overview and fund-specific information about our guaranteed investment portfolios.
Provides information about the performance of our funds.
Provides information about the guaranteed investment portfolios' current funding levels.
Provides information on the important things one should know about smoothed bonus products.
Provides information about the product features, benefit and fee philosophy, investment management and governance of the Monthly Bonus Fund and the Stable Bonus Portfolio.
Provides detailed information about how we manage our discretionary participation funds.
Provides confirmation that our guaranteed long-term policies may be excluded from the asset limits set in Regulation 28.
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