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Sanlam Investment Management
Inflation Plus Fund

There are many things that can affect the economy. And if you’re a cautious investor who still wants bold results, you need an investment fund that can stay the course, no matter what happens.

The Sanlam Investment Management Inflation Plus Fund is a multi asset low equity fund which aims to deliver smooth, positive real returns (adjusted for inflation) targeting CPI +4% over a rolling three-year period. This fund is best suited to investors with a medium-term investment horizon (three to five years) who require capital stability and real income growth. For more information contact your financial adviser or broker.

Fund Summary*

Sanlam Investment Management (SIM) Inflation Plus Fund

Launch Date: 01 April 1999
Fund Size:
Benchmark: CPI + 4% over a rolling 3 year period
Time Horizon: 3 - 5 years
Quick Facts: Download
*As at
Risk Profile: Cautious
Fund Classification: SA – Multi Asset – Low Equity
Min Investment Amount: Lump sum: R10 000 | Monthly: R500
Total Expense Ratio (TER):
Fees: View Fees
Launch Date: 01 April 1999
Fund Size:
Benchmark: CPI + 4% over a rolling 3 year period
Time Horizon: 3 - 5 years
Quick Facts: Download
Risk Profile: Cautious
Fund Classification: SA – Multi Asset – Low Equity
Min Investment Amount: Lump sum: R10 000 | Monthly: R500
Total Expense Ratio (TER):
Fees: View Fees
*As at

Fund Strategy

This actively managed fund is a combination of investments in equity, bonds, money market instruments and listed property both locally and abroad. It can invest 25% offshore, while equity exposure is limited to 40%. This fund uses derivatives to protect capital. The fund aims to outperform inflation by a margin of 4% (after annual service fees) over any rolling three-year period, while also aiming to prevent capital loss over any rolling 12-month period.


Illustrative Cumulative Growth of an investment of R1000

Performance

Annualised Total Return on a rolling monthly basis
(as at )
Retail Class Fund (%) Benchmark (%)

Annualised return is the weighted average compound growth rate over the period measured
Highest and Lowest Annual Returns over 10 years
Highest Annual % 9.91
Lowest Annual % 6.7

Fund Factsheet

Illustrative Cumulative Growth of an investment of R100

Sanlam Investment Management
(SIM) Inflation Plus Fund
Consumer Price Index (CPI) +4%

Source of graph : Morningstar Direct

Sanlam Investment Management (SIM) Inflation
Plus Fund
Consumer Price Index (CPI) +4%

Source of graph : Morningstar Direct

Sanlam Investment Management (SIM)
Inflation Plus Fund
Consumer Price Index (CPI) +4%

Source of graph : Morningstar Direct

This graph illustrates how an investment of R1000 would have grown had you invested for the time period displayed. Like everything in life, all investments can change and come with some degree of risk. That’s why we need this disclaimer, to tell you that past performance is not necessarily a guide to future performance, and that the value of investments/units/unit trusts may go down as well as up. The performance shown by this graph happened in the past and is therefore not guaranteed to happen again in the future. The performance is calculated by taking into account initial and ongoing fund manager fees and assumes that you reinvested all the income earned by the fund over this period.

The other line on the graph is for the performance of the designated benchmark of the fund – normally either an index or other funds in the industry that are comparable to the fund you’ve chosen.

The Fund Manager has the right to close the portfolio to new investors in order to manage it more efficiently in accordance with its mandate. The actual fund performance can be viewed on the fund factsheet. Annualised return is the weighted average compound growth rate over the period measured.

Preference Shares
Equity Collective investments
Bonds 12+ Years
Inflation Linked Bonds
Property
Bonds 7 - 12 Years
Bonds 0 - 3 Years
Bonds 3 - 7 Years
Equities
International Assets
Cash And Money Market Assets
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Traditional Investing (when you invest via a financial adviser or other)

Retail Class (%)

Advice initial fee (max.) 1.15%
Manager initial fee N/A
Advice annual fee (max.) 1.15%
Manager annual fee 1.15%
Total Expense Ratio (TER) 1.25%

Advice fee

Any advice fee is negotiable between the client and their financial adviser. An annual advice fee negotiated is paid via a repurchase of units from the investor.

Total Expense Ratio (TER)

This is the percentage of the value of the financial product that was incurred as expenses relating to the administration of the financial product. A higher TER does not necessarily imply a poor return, nor does a low TER imply a good return. The current TER may not necessarily be an accurate indication of future TERs.

Transaction Cost (TC)

This is the percentage of the value of the financial product that was incurred as costs relating to the buying and selling of the assets underlying the financial product. Transaction Costs are a necessary cost in administering the financial product and impacts financial product returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the type of financial product, the investment decisions of the investment manager and the TER.

Total Investment Charges (TER + TC)

This is the percentage of the value of the financial product that was incurred as costs relating to the investment of the financial product.

For more detail please view the fund factsheet.

When you invest online

Our online investing tool, Smart Invest, makes investing more profitable for you. Because you are investing directly, you pay no initial or ongoing advice fees that would traditionally go to a financial adviser. These can be up to 3.42%.

Read more about the Smart Invest fees

When choosing a fund managed by us, you have on your side one of SA’s largest and most reputable, risk conscious investment teams, consistently meeting or exceeding our benchmarks.

Sanlam Collective Investments has appointed the active manager as the responsible party for unit trust funds, catering for the full spectrum of risk profiles.

Traditional Investing (when you invest via a financial adviser or other)

A1-Class (%)

Advice initial fee (max.) 0.34%
Manager initial fee N/A
Advice annual fee (max.) 1.15%
Manager annual fee 0.48%
Total Expense Ratio (TER) 0.49%

Advice fee

Any advice fee is negotiable between the client and their financial adviser. An annual advice fee negotiated is paid via a repurchase of units from the investor.

Total Expense Ratio (TER)

This is the percentage of the value of the financial product that was incurred as expenses relating to the administration of the financial product. A higher TER does not necessarily imply a poor return, nor does a low TER imply a good return. The current TER may not necessarily be an accurate indication of future TERs.

Transaction Cost (TC)

This is the percentage of the value of the financial product that was incurred as costs relating to the buying and selling of the assets underlying the financial product. Transaction Costs are a necessary cost in administering the financial product and impacts financial product returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the type of financial product, the investment decisions of the investment manager and the TER.

Total Investment Charges (TER + TC)

This is the percentage of the value of the financial product that was incurred as costs relating to the investment of the financial product.

For more detail please view the fund factsheet.

When you invest online

Our online investing tool, Smart Invest, makes investing more profitable for you. Because you are investing directly, you pay no initial or ongoing advice fees that would traditionally go to a financial adviser. These can be up to 3.42%.

Read more about the Smart Invest fees

When choosing a fund managed by us, you have on your side one of SA’s largest and most reputable, risk conscious investment teams, consistently meeting or exceeding our benchmarks.

Sanlam Collective Investments has appointed the active manager as the responsible party for unit trust funds, catering for the full spectrum of risk profiles.

Watch Video

Natasha Narsingh and Lethabo Leoka head up the Absolute Return funds at Sanlam Investments. The flagship fund is the SIM Inflation Plus Fund, which has two objectives that are very attractive to investors looking for a smoother return profile.

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