Skip Ribbon Commands
Skip to main content

Skip Navigation Linkssimbalanced Sanlam Investments Management Balanced Fund

The information on the Adviser and Institutional areas of this site have been tailored for investment professionals. Appropriate product, fund and service information for private investors can be accessed on the Personal area of our site. Terms & conditions.

continue
Do not show this again.

Contact

Call me back

Advice

Back

Email us

Skip Navigation LinksCore Funds

Sanlam Investment Management
Balanced Fund

You’ve heard it before: when it comes to investing, never put your shares in one basket. But how do you choose between different shares, listed properties, bonds and offshore assets? Wouldn’t it be great if a professional could choose the most promising assets for you?

Fund Summary*

Sanlam Investment Management (SIM) Balanced Fund

Launch Date: 01 July 2004
Fund Size: R17 062.1 million
Benchmark: Mean of the ASISA SA Multi Asset High Equity Category
Time Horizon: 6 - 7 years
Quick Facts: Download
*As at 31 January 2019
Risk Profile: Moderate
Fund Classification: SA - Multi Asset - High Equity
Min Investment Amount: Lump sum: R10 000
Monthly: R500
Total Expense Ratio (TER): 1.71%
Fees: View Fees
Launch Date: 01 July 2004
Fund Size: R17 062.1 million
Benchmark: Mean of the ASISA SA Multi Asset High Equity Category
Time Horizon: 6 - 7 years
Quick Facts: Download
Risk Profile: Moderate
Fund Classification: SA - Multi Asset - High Equity
Min Investment Amount: Lump sum: R10 000 | Monthly: R500
Total Expense Ratio (TER): 1.71%
Fees: View Fees
*As at 31 January 2019

Fund Strategy

Typically this fund will hold a large weighting in JSE shares with a maximum equity exposure of 75%. Capital exposure will also include investments in money market instruments, bonds, listed property and up to 25% in offshore assets. Fund risk is lower than that of a pure equity fund. This portfolio may also invest in participatory interests of underlying unit trust portfolios.


Illustrative Cumulative Growth of an investment of R100

Performance

Annualised Total Return on a rolling monthly basis
(as at 31 January 2019)
Retail Class Fund (%) Benchmark (%)
1 year -2.48 -2.11
3 year 4.5 3.78
5 year 5.44 5.35
10 year 10.46 9.07

Annualised return is the weighted average compound growth rate over the period measured
Highest and Lowest Annual Returns over 10 years
Highest Annual % 20.69
Lowest Annual % -2.48

Fund Factsheet

Performance Fees FAQ

Illustrative Cumulative Growth of an investment of R100

Sanlam Investment Management (SIM)
Balanced Fund
(ASISA) South African Multi Asset High Equity

Source of graph : Morningstar Direct

This graph illustrates how an investment of R100 would have grown had you invested for the time period displayed. Like everything in life, all investments can change and come with some degree of risk. That’s why we need this disclaimer, to tell you that past performances are not necessarily a guide to future performances, and that the value of investments/units/unit trusts may go down as well as up. The performance shown by this graph happened in the past and is not guaranteed. The performance is calculated by taking into account initial and ongoing fund manager fees and assumes that you reinvested all the income earned by the fund over this period.

The other line on the graph is for the performance of the designated benchmark of the fund – normally either an index or other funds in the industry that are comparable to the fund you’ve chosen.

The Manager has the right to close the portfolio to new investors in order to manage it more efficiently in accordance with its mandate. The actual fund performance can be viewed on the Minimum Disclosure Document. Annualised return is the weighted average compound growth rate over the period measured.

1. Naspers -N-11.70%
2. SIM Property Fund6.16%
3. SIM Real Assets SI USD5.45%
4. Sanlam Real Assets SI USD5.45%
5. Sanlam Universal Funds PLC SIM Global Emerging Mkts Fnd D23.92%
6. SIM Universal Funds PLC SIM Global Emerging Mkts Fnd D23.92%
7. Sanlam Universal Funds PLC SPW Global High Quality Fund3.87%
8. Sanlam FOUR US Dividend Fund3.85%
9. Sanlam FOUR Stable Global Equity Class A USD3.81%
10. FirstRand / RMBH2.66%
Cash And Money Market Assets
International Assets
Equities
Bonds 3 - 7 Years
Bonds 0 - 3 Years
Bonds 12+ Years
Inflation Linked Bonds
Property
Bonds 7 - 12 Years
Preference Shares
Exchange Traded Funds
1. Naspers -N-11.70%
2. SIM Property Fund6.16%
3. SIM Real Assets SI USD5.45%
4. Sanlam Real Assets SI USD5.45%
5. Sanlam Universal Funds PLC SIM Global Emerging Mkts Fnd D23.92%
6. SIM Universal Funds PLC SIM Global Emerging Mkts Fnd D23.92%
7. Sanlam Universal Funds PLC SPW Global High Quality Fund3.87%
8. Sanlam FOUR US Dividend Fund3.85%
9. Sanlam FOUR Stable Global Equity Class A USD3.81%
10. FirstRand / RMBH2.66%
Portfolio Manager

Ralph Thomas

Ralph was appointed to his current role as portfolio manager in Balanced Funds in 2016. Ralph has more than 12 years of financial services experience specialising in multi-asset structuring. Before joining the Sanlam Group, Ralph was a director at Deutsche Bank AG (South Africa) and a senior manager at Standard Bank. Through prior roles, Ralph has gained extensive experience in trading, structuring, research and analysis across asset classes within global financial markets

Ralph holds a B.Business Science from the University of Cape Town, and obtained an MBA (cum laude) from University of Cape Town (GSB) in 2014.

Traditional Investing (when you invest via a financial adviser or other)

Retail Class (%)

Advice initial fee (max.) 3.45%
Manager initial fee N/A
Advice annual fee (max.) 1.15%
Manager annual fee 1.26%
Total Expense Ratio (TER) 1.7%

Advice fee

Any advice fee is negotiable between the client and their financial adviser. An annual advice fee negotiated is paid via a repurchase of units from the investor.

Total Expense Ratio (TER)

This is the percentage of the value of the Financial Product that was incurred as expenses relating to the administration of the Financial Product. A higher TER does not necessarily imply a poor return, nor does a low TER imply a good return. The current TER may not necessarily be an accurate indication of future TER’s.

Transaction Cost (TC)

This is the percentage of the value of the Financial Product that was incurred as costs relating to the buying and selling of the assets underlying the Financial Product. Transaction Costs are a necessary cost in administering the Financial Product and impacts Financial Product returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the type of Financial Product, the investment decisions of the investment manager and the TER.

Total Investment Charges (TER + TC)

This is the percentage of the value of the Financial Product that was incurred as costs relating to the investment of the Financial Product.

For more detail please view the fund factsheet

When you invest online

Our smart online system is working to make investing more profitable for you. The management fee you pay is based on the fund selected and calculated on your total contributions, and then applied to the overall value of your portfolio.

YOUR INVESTMENT WILL NOT CHARGE THE FOLLOWING FEES

  • No initial account set-up fees – usually charged at 2%.
  • No switching fees
  • No exit fees
  • No account changes fees
  • No rebalancing fees
  • No commissions
  • No debit order fees
  • No fund manager rebates

SO YOU’RE ONLY CHARGED THE RELEVANT FUND-MANAGEMENT FEE

Sanlam Investment Management (SIM) is the local active asset management house within Sanlam Investments. When choosing a fund managed by us, you have on your side one of SA’s largest and most reputable, risk conscious investment teams, consistently meeting or exceeding our benchmarks. Sanlam Collective Investments has appointed SIM as the asset manager for its unit trust funds, catering for the full spectrum of risk profiles.

Watch Video

Fred White and Ralph Thomas co-manage the SIM Balanced Fund, a multi-asset fund aiming to deliver the maximum returns possible through a well-diversified portfolio. But strong long-term returns often go hand in hand with large draw-downs. How do they protect your money against such risk?

Invest Online

Quick, smart and convenient.



Find an Adviser

A professional financial adviser is an invaluable aid along your savings journey.

Invest Online

Quick, smart and convenient.

Find an Adviser

A professional financial adviser is an invaluable aid along your savings journey.

Sanlam Life Insurance is a licensed financial service provider.
Copyright © Sanlam