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Skip Navigation LinksCore Funds

Sanlam Investment Management Active
Income Fund

When you rely on your investment to provide you with a regular, stable income you cannot afford to take on too much risk, but you need some share exposure for your income to keep up with inflation over time.

Fund Summary*

Sanlam Investment Management (SIM) Active Income Fund

Launch Date: 03 November 2006
Fund Size: R8 578.5 million
Benchmark: STeFI+1% p.a.
Time Horizon: 0 - 2 years
*As at 31 May 2019
 
Risk Profile: Conservative
Fund Classification: SA - Multi Asset - Income
Min Investment Amount: Lump sum: R10 000 | Monthly: R500
Total Expense Ratio (TER): 0.93%
Fees: View Fees
Launch Date: 03 Nov 2016
Fund Size: R8 578.5 million
Benchmark: STeFI+1% p.a.
Time Horizon: 0 - 2 years
Risk Profile: Conservative
Fund Classification: SA - Multi Asset - Income
Min Investment Amount: Lump sum: R10 000 l Monthly: R500
Total Expense Ratio (TER): 0.93%
Fees: View Fees
*As at 31 May 2019

Fund Strategy

Returns are sought through tactical asset allocation and high conviction bets across the income-yielding universe, including corporate and government bonds, money market instruments, preference shares and listed property. Opportunities are taken across the entire duration and credit spectrum. The fund is mandated to invest in unlisted financial instruments (derivatives) for efficient portfolio management. This portfolio may also invest in participatory interests of underlying unit trust portfolios.


Illustrative Cumulative Growth of an investment of R100

Performance

Annualised Total Return on a rolling monthly basis
(as at 31 May 2019)
Retail Class Fund (%) Benchmark (%)
1 year 7.54 8.29
3 year 8.29 8.43
5 year 7.77 8.06
10 year 7.83 7.91

Annualised return is the weighted average compound growth rate over the period measured
Highest and Lowest Annual Returns over 10 years
Highest Annual % 9.85
Lowest Annual % 6.49

Fund Factsheet

Performance Fees FAQ

Cumulative Growth Over Time

Sanlam Investment Management (SIM) Active
Income Fund
STeFI +1%

Source of graph : Morningstar Direct

This graph illustrates how an investment of R100 would have grown had you invested for the time period displayed. Like everything in life, all investments can change and come with some degree of risk. That’s why we need this disclaimer, to tell you that past performances are not necessarily a guide to future performances, and that the value of investments/units/unit trusts may go down as well as up. The performance shown by this graph happened in the past and is not guaranteed. The performance is calculated by taking into account initial and ongoing fund manager fees and assumes that you reinvested all the income earned by the fund over this period.

The other line on the graph is for the performance of the designated benchmark of the fund – normally either an index or other funds in the industry that are comparable to the fund you’ve chosen.

The Manager has the right to close the portfolio to new investors in order to manage it more efficiently in accordance with its mandate. The actual fund performance can be viewed on the Minimum Disclosure Document. Annualised return is the weighted average compound growth rate over the period measured.

1. Standard Bank NCD 9.18% 140820232.67%
2. R186 RSA 10.50% 2112262.40%
3. FirstRand F/R 020920222.25%
4. FirstRand F/R 140820291.69%
5. Nedbank F/R 210220291.68%
6. Standard Call Acc.1.63%
7. HSBC CALL (SIM)1.61%
8. FirstRand F/R 240520221.42%
9. Nedbank Call Account1.38%
10. FirstRand ILB 2.6% 31/03/20281.32%
Cash And Money Market Assets
Inflation Linked Bonds
Property
Bonds 12+ years
Bonds 7 - 12 years
Bonds 0 - 3 years
Bond Cash
1. Standard Bank NCD 9.18% 140820232.67%
2. R186 RSA 10.50% 2112262.40%
3. FirstRand F/R 020920222.25%
4. FirstRand F/R 140820291.69%
5. Nedbank F/R 210220291.68%
6. Standard Call Acc.1.63%
7. HSBC CALL (SIM)1.61%
8. FirstRand F/R 240520221.42%
9. Nedbank Call Account1.38%
10. FirstRand ILB 2.6% 31/03/20281.32%

Traditional Investing (when you invest via a financial adviser or other)

A1-Class (%)

Advice initial fee (max.) 1.15%
Manager initial fee N/A
Advice annual fee (max.) 1.15%
Manager annual fee 0.92%
Total Expense Ratio (TER) 0.92%

Advice fee

Any advice fee is negotiable between the client and their financial adviser. An annual advice fee negotiated is paid via a repurchase of units from the investor.

Total Expense Ratio (TER)

This is the percentage of the value of the Financial Product that was incurred as expenses relating to the administration of the Financial Product. A higher TER does not necessarily imply a poor return, nor does a low TER imply a good return. The current TER may not necessarily be an accurate indication of future TER’s.

Transaction Cost (TC)

This is the percentage of the value of the Financial Product that was incurred as costs relating to the buying and selling of the assets underlying the Financial Product. Transaction Costs are a necessary cost in administering the Financial Product and impacts Financial Product returns. It should not be considered in isolation as returns may be impacted by many other factors over time including market returns, the type of Financial Product, the investment decisions of the investment manager and the TER.

Total Investment Charges (TER + TC)

This is the percentage of the value of the Financial Product that was incurred as costs relating to the investment of the Financial Product.

For more detail please view the fund factsheet

When you invest online

Our smart online system is working to make investing more profitable for you. The management fee you pay is based on the fund selected and calculated on your total contributions, and then applied to the overall value of your portfolio.

YOUR INVESTMENT WILL NOT CHARGE THE FOLLOWING FEES

  • No initial account set-up fees – usually charged at 2%.
  • No switching fees
  • No exit fees
  • No account changes fees
  • No rebalancing fees
  • No commissions
  • No debit order fees
  • No fund manager rebates

SO YOU’RE ONLY CHARGED THE RELEVANT FUND-MANAGEMENT FEE

Sanlam Investment Management (SIM) is the local active asset management house within Sanlam Investments. When choosing a fund managed by us, you have on your side one of SA’s largest and most reputable, risk conscious investment teams, consistently meeting or exceeding our benchmarks. Sanlam Collective Investments has appointed SIM as the asset manager for its unit trust funds, catering for the full spectrum of risk profiles.

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Find an Adviser

A professional financial adviser is an invaluable aid along your savings journey.

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Quick, smart and convenient.

Find an Adviser

A professional financial adviser is an invaluable aid along your savings journey.

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