The information on the Adviser and Institutional areas of this site have been tailored for investment professionals. Appropriate product, fund and service information
for private investors can be accessed on the Personal area of our site. Terms & conditions.
Our expansive range of Core Funds is carefully selected by top investment experts, and designed to cover the entire spectrum of risk profiles. Placing particular emphasis on different time horizons and risk appetites, the Core Funds range offers investment solutions that suit the unique risk and return requirements of every investor. To ensure that you choose a fund that’s best suited to your needs, you need to start by defining your financial goals, analysing your risk tolerance, and determining where you fall on the risk scale.
As an investor your key driving force is achieving your financial goals within a specified time frame, which in turn determines your risk and return needs. With the help of our risk profile classification model, you can find out exactly what your risk appetite is – whether it’s highly conservative or fairly aggressive. This in turn will enable you to choose a core fund based on your individual risk profile – a fund that ticks all the right boxes and that’s just right for you.
Being a conservative investor means that you may be reluctant to lose any of the money you put away, even if it means making a smaller return on your investments. Your longer-term return should still be a healthy 1% to 2% per annum above inflation.
You’re looking for slightly better returns than offered by your bank, and you don’t mind some fluctuation in the value of your investment.
You rely on your investment for a stable income and cannot afford to take on too much risk, but you need some share exposure to keep up with inflation.
Being a cautious investor means that you’re willing to accept a small amount of risk for a short-term loss on your initial investment. On the flip-side, your longer-term returns should be between 3% and 4% per annum above inflation.
You’re uncomfortable with large fluctuations in your investment value over the short term, and would therefore prefer a more stable fund.
Even though you’re a cautious investor, you still want bold results. What you need is an investment fund that can deliver, no matter what happens.
As a moderate investor, you may be willing to accept a bit more risk in the short-term, followed by probable returns of between 4% and 5% per annum above inflation in the future.
You’re heard it before: when it comes to investing, never put your shares in one basket. Let a professional choose the most promising assets for you.
As a moderately aggressive investor, you probably believe that risk and reward go hand-in-hand. A higher level of risk on your investment should result in higher returns of about 5% per annum above inflation.
You are saving long term and looking for a well-diversified portfolio. You are comfortable with fluctuations in your capital value over the short term.
If you’re an aggressive investor, you’re here to make as much of a return on your investment as possible, no matter the risk. If you’re comfortable with high short-term risks, for probable long-term returns of 6% to &% per annum above inflation, aggressive investing is for you.
You are willing to take the bold step towards a share portfolio. Trust our team of investment professionals to select these companies for you.
You’re comfortable with extreme short-term price fluctuations in pursuit of superior long-term performance. Included in SIM’s best investment ideas.
You believe that rising share tend to continue rising, and falling shares tend to continue falling, and seek to take advantage of these trends.
You are looking to invest in reliable companies that are mature, profitable and stable, in an effort to secure high dividend pay-outs.
You’re ready to diversify across countries and want to look beyond South Africa to preserve your wealth. No offshore bank account required.
You want to invest long-term, but realise that property investment has its disadvantages. Why not diversify across liquid property instruments?
You want to achieve maximum returns and long-term outperformance by preserving capital when shares are expensive.