Fund fact sheets
If you, as a first-time or existing investor with Sanlam Investments, have any questions regarding any of our funds’ performance and/or performance fees, please consult our Performance Fees FAQ.
As of 1 April 2025, the acronym “SCI” will be used consistently across the range of the Sanlam Collective Investments (SCI) unit trust portfolios. In the case of co-named funds, the name will reflect both the brand of the Financial Services Provider (FSP) and SCI. Please refer to the list of funds (in alphabetical order) of the current names of all our portfolios, along with the new legal names.
The client statements in respect of the funds managed by Sanlam Investment Management, Sanlam Multi Manager, and Sanlam Private Wealth will change to include SCI. Please note that these name changes do not impact the way the funds are being managed. For more information on our various funds, please select the specific fund you’re interested in below.
Quarterly Asset Class Matrix
The Smartie Box reflects the historical returns of asset classes over 10 years.
View the Local Market Asset Class Returns View the Global Market Asset Class Returns
1 Year Asset Class Returns: showing the one year investment period returns for each asset class for the specified year-ends.
1 Year Asset Class Volatility: showing the one year investment period risks (volatilities) for each asset class for the specified year-ends.
5 Year Asset Class Returns: showing the annualised five year investment period returns for each asset class for the specified year-ends.
The Local Market Asset Class Returns report shows returns and volatilities in South African Rands, and the Global Market Asset Class Returns report shows returns and volatilities in US Dollars.
Effective Annual Cost (EAC)
- What is Effective Annual Cost (EAC)?
Effective Annual Cost (EAC) is a measurement aimed at standardising cost disclosures across different investment products. EAC is expressed as a percentage of the investment amount. It provides a summary measure of cost across four components, namely investment management charges, advice charges, administration and other charges. The aim is to help investors make better informed decisions about the costs they are likely to incur when investing and the impact these charges could have on investment returns. However, it does not measure the features of a product.
- Why was EAC introduced?
The measure was introduced by the Association for Savings and Investments South Africa (ASISA) to help align the investments industry more fully with the principles of Treating Customers Fairly (TCF). ASISA provides clear guidelines on how EAC should be calculated and disclosed for investment products. EAC is aimed at helping clients compare costs across different investment products.
- How is EAC introduced?
EAC is a summary measure derived from four components: investment management charges, advice charges, administration and other charges. ASISA prescribes how costs are classified as well as the calculation periods. The disclosure periods are one year, three years, five years and 10 years for unit trust investments. In terms of the prescribed calculation methodology, it is assumed that the client disinvests fully at the end of each of these periods. The ASISA standard on Effective Annual Cost is available on the ASISA website at www.asisa.org.za.
- Can I obtain the EAC for any investment?
We provide you with the Effective Annual Cost (EAC), which is the industry standard for investments. We will provide EAC information annually for new investments and whenever an investment transaction occurs that impacts the cost of your investment. Investment transactions that impact your cost include additional investments, increases in debit orders, and changes to a fee arrangement with your adviser.